Want a detailed analysis of how YIG works, so you can decide if joining is right for you?
If so, you’ve found the right article!
I’ll describe how YIG works, what they offer, how leads and commissions work, and give you my perspective on the company as an independent agent not associated with YIG.
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Your Insurance Group is an insurance IMO that works with independent agents to sell life insurance and other financial products like annuities.
Your Insurance Group was recently acquired by Integrity Marketing Group and currently has offices in Rockville, Maryland and Melbourne, Florida. Here’s what to keep in mind before working with Your Insurance Group.
Your Insurance Group provides a range of insurance products for their agents to sell. Some of these products include:
Final expense insurance: This end-of-life insurance plan is designed to cover funeral expenses for older adults. It is a good option for those who may not qualify for a more traditional insurance plan.
Term life insurance: This is an accessible, affordable life insurance option with a larger death benefit than final expense insurance. This policy lasts for a set period of time and provides a large enough death benefit to cover funeral expenses as well as pay off debts and provide ongoing support for dependents.
Mortgage protection insurance: This product is designed to cover existing mortgage debt for families if the main breadwinner passes away.
Medicare supplements: These products provide additional health insurance coverage for those who are on Medicare. The policies can fill gaps in coverage.
Tax-free retirement planning services: Your Insurance Group offers financial planning services to maximize savings and minimize tax liability.
Your Insurance Group works with a number of different national insurance providers. Some of the insurers they work with include Transamerica, Mutual of Omaha, Gerber, AIG, and more.
Your Insurance Group has a digital platform that brings in insurance leads from many different sources.
The leads range in cost, with most coming in between $20 and $30 each.
It’s important to note that the leads range in age as well. While some leads will be brand new, you may occasionally get a lead that is several months old.
Your Insurance Group does not currently have commission amounts listed.
However, reports indicate that commissions are around average or slightly below average for the industry.
Your Insurance Group does have a tiered agent structure, so working your way up is the most reliable way to increase your commissions over time.
Before committing to any insurance marketing firm, you should always make sure to clarify the commission amounts.
Your Insurance Group is not a scam or insurance MLM. It is a legitimate insurance marketing company that provides helpful resources and guidance for their agents.
There is a standard up-front cost for leads, but Your Insurance Group provides an efficient application process and fast underwriting times to help you get your sales closed more quickly.
Weekly webinars ensure that agents are up-to-date on products and best practices. Agents can work from anywhere in the US and make their own hours.
A Second Opinion
I hope you enjoyed this article on selling insurance with Your Insurance Group.
I always recommend seeking out multiple perspectives on joining any insurance agency (including mine), and would like to invite you to learn more about how my agency works.
I train new and experienced agents to become top producers in final expense, Medicare Advantage, and annuity sales.
If you’d like more information about how my organization works, click the link here.