Important Earnings Disclosure

ALL REFERENCES, STATEMENTS OR CLAIMS OF POSITIVE SALES/EARNINGS
RESULTS THAT AGENTS HAVE ACTUALLY ACHIEVED OR ARE ABLE TO ACHIEVE
USING OUR TRAINING COURSES AND MEMBERSHIP PROGRAMS CONTAINED ON
THIS WEBSITE, INCLUDING IN ANY OF OUR FREE RESOURCES OR COURSE
MATERIALS OR INDIRECTLY THROUGH ANY AGENT VIDEO TESTIMONIAL,
REPRESENT RESULTS WHICH ARE NOT TYPICAL AND, IN SOME CASES,
EXTRAORDINARY. ANY PROSPECTIVE AGENT SHOULD NOT RELY UPON ANY SUCH
EXAMPLES OR CLAIMS OR AUTOMATICALLY EXPECT TO ACHIEVE THESE SAME OR
SIMILAR RESULTS. There is never a guarantee that any of our agents will achieve any
positive results. While similar results are possible and they have occurred in many cases,
obtaining the level of final expense, Medicare, and/or annuities sales/earnings achieved by
any of our agents is based upon a variety of factors, including your level of effort and desire
and other circumstances that cannot be predicted. We make no express or implied
guarantees or warranties of any kind that any of our agents will be able to achieve the
same or similar sales/earnings results as other agents have achieved and we shall
have no liability to you of any kind in this regard. Only the minority of agents succeed within
their first 12 months of getting started.

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