Cover - J.D. Mellberg Agent Career Review

J.D. Mellberg Agent Career Review

By David Duford - January 03, 2023 - 5 Mins Read

Disclaimer: We are NOT affiliated with J.D. Mellberg Agent Career. This is merely a review of their insurance sales and recruitment system along with our opinions. If you’re here hoping to get a hold of them, contact them directly at 877-881-0933. 

Would you like to know more about how a career selling insurance with J.D. Mellberg Agent Career works?

Perhaps you’ve already had an interview, but you’re still on the fence about joining their agency and would like to discover the truth about the J.D. Mellberg Agent Career.

Even if you’ve yet to be tested for your insurance license, if this describes you in any way, you’ve found the right article!

Today, my aim is to answer all of your questions and more in this unbiased J.D. Mellberg Agent Career Review.

Let’s begin.

PS: Check out my insurance sales jobs reviews of other agencies for more information.

NOTE: Are you an aspiring or new insurance agent looking for more insight into how the insurance sales industry works? Check out my Free Insurance Agent Resource Guide [NEW] to help answer many of your questions (as well as ones you didn’t know you had!).

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About J.D. Mellberg

J.D. Mellberg Financial is an independent financial advisory firm specializing in retirement planning and wealth preservation.

The company was founded in 2005 by Joshua Mellberg, a licensed insurance agent. It is headquartered in Tucson, Arizona, and has over 350 representatives around the country.

In 2020, a majority of interests in J.D. Mellberg was acquired by AmeriLife Group, the national leader in marketing and distributing life, health, and retirement solutions.

Products Sold And Market Focus

J.D. Mellberg serves pre-retirees and retirees across the US.

The agency offers its customers income planning and asset preservation services in order to help them develop and implement retirement income strategies. It focuses on wealth preservation by an annuity in their clients’ retirement preparation.

The company provides clients with a free strategy for building a robust retirement income, consisting of the following steps:

    • The discovery process to help customers make more informed decisions

    • Preliminary discussion to determine the customer’s goals and wishes

    • Review of the customer’s financial resources

    • Utilization of available tools and evaluation of relevant products

    • Collaboration on the customer’s goals

    • Customer’s decisions, and

    • Ongoing support to help the customer navigate any changes in their needs.

J.D. Mellberg offers the following products:

    • Immediate annuities

    • Fixed annuities

    • Index annuities

    • Fixed-index annuities

    • Select annuity riders

    • Life insurance products

    • Income gap analysis

    • Maximization of social security benefits, and

    • Retirement income strategies.

How Leads Work

J.D. Mellberg’s website doesn’t give details on how agents find prospects, although it does mention that they rely on multi-media lead generation.

Based on our research, JD Melberg provides leads to its contracted agents that may have an interest in the benefits of annuities.

How Getting Paid Works

Like most insurance companies, J.D. Mellberg doesn’t publish its commissions for agents on its website. As an independent insurance agent, however, you will most probably be paid a small salary with a commission and a possible bonus.

J.D. Mellberg offers a strong benefits plan and paid training for new agents. In addition, the company organizes regular training events across the country in order to teach financial professionals how to incorporate annuities into their clients’ retirement planning strategies.

Owing to their innovative technology platform and mobile sales technology tools, the agency is able to generate detailed analytics and perfectly match agents and prospects.

Is It A Scam, MLM, Pyramid Scheme?


J.D. Mellberg is not a scam. It is a legitimate company with high employee satisfaction and excellent financial ratings. It holds a superior A+ rating with BBB.

The company has also made it to the prestigious Inc. 500/5000 list of the fastest-growing companies in America seven times. It has been featured on CNBC, AZ-PBS, and Yahoo! Finance and gives frequent public presentations on retirement income planning.

J.D. Mellberg is not a multi-level marketing (MLM) business opportunity or pyramid scheme. The company does not have multiple layers of agents, mentors, and trainers and is not suitable for agents who are primarily looking to recruit.


I hope this review has given you some perspective on how the JD Mellberg sales opportunity works.

If you’re interested in other insurance sales opportunities like selling final expense or selling Medicare Advantage, feel free to check out what my agency—Duford Insurance Group—has to offer on my FAQ page.

We highly encourage new agents to do their due diligence before jumping into any insurance sales opportunity. So check out my new Free Insurance Agent Resource Guide for more useful information that will help you understand how this awesome business of insurance sales works.

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