Cover - InVida Financial Network

InVida Financial Network

By David Duford - January 03, 2023 - 5 Mins Read

Are you a new agent thinking about selling insurance with InVida Financial Network and need more information before you make a decision?

You’ve come to the right place!

In this unbiased and fair agent career review, I’ll answer all the questions you might have about InVida Financial Network and give you some general advice about selling insurance.

Let’s begin. 

PS: For other insurance sales opportunities, check all my agent career reviews here.

NOTE: Please feel free to consult my Free Insurance Agent Resource Guide [NEW] for detailed information about the insurance sales business. 


About InVida Financial Network

InVida Financial Network is an insurance sales group that offers traditional insurance and financial products. The company was founded by Philip Hudgins in 2007 and is headquartered in Danville, Virginia. InVida is licensed to operate in all states except New York.

Products Sold And Market Focus

InVida Financial Network offers a wide range of insurance products, such as: 

    • Life insurance

    • Medicare

    • Wealth management

    • Retirement planning

    • Mortgage protection

    • Final expense, 403 (b)

    • Annuities

    • Term life insurance

    • Indexed universal life

    • Disability coverage 

    • Critical illness insurance

    • Chronic illness insurance

They partner with 20 different carriers to provide suitable plans for their customers, including:  

    • American-Amicable Life Insurance Company of Texas

    • Americo

    • Ameritas Life Insurance Corp.

    • Assurant

    • Athene

    • Columbian Financial Group 

    • Foresters Financial

    • Global Atlantic Financial Group

    • GPM Life 

    • Mutual of Omaha

    • National Life Group.

InVida has several different lead programs offering direct mail mortgage and final expense leads. This system allows new agents to avoid cold calling prospects who have not requested to be contacted and dedicate more time to selling insurance.   

How Getting Paid Works


According to InVida, new insurance agents can expect to make between $65,000 and $100,000 or more in the first year. Earnings are 100% commission based, which is typical for most insurance agencies. 

Agents’ commissions come directly from the insurance carriers. Some of them pay daily while others provide weekly pay. 

In addition to commissions, InVida has a monthly bonus program, overrides (commission of sales of the entire team’s production), and other incentives. Besides, they offer new agents a Quick Start and Fast Track program in the first 30 days that can allow for a 15% pay raise. 

Furthermore, InVida allows agents to own their book of business from day one. You can read more about what that means below. 

They also provide extensive step-by-step training for new agents to help them grow their customers and business, as well as agent back-office support. Hudgins himself is actively involved in many educational and training programs.

Is It A Scam, MLM, Pyramid Scheme?

InVida is an insurance agency with a long experience and a good reputation in the industry. It is not a multi level marketing (MLM) or pyramid scheme based company. 

My Thoughts

Now that we’ve seen how selling with InVida Financial Network works, I’d like to offer you my perspective on insurance sales as an experienced agency owner. 

Vesting and releases

Vesting in insurance means that you own your book of business. In other words, you own all the insurance policies you sold and continue getting a commission on renewals even after you leave the agency. 

Many insurance companies require agents to go through a waiting vesting period and then let go of them before the period ends. Others simply don’t allow agents to own their book of business at all. However, we’ve seen that InVida has full vesting from day one, which is exactly what you should be looking for as a new agent. 

I personally believe that agents who work within an organization are responsible for generating leads, finding prospects, and closing sales and should be paid any commissions in full. 

On the other hand, releases refers to moving your insurance carrier contracts from one agency to another. Some companies don’t allow agents to switch carriers over to another agency, making it more difficult for them to leave. It’s essential that the insurance agency you decide to work for releases carriers to you. 


I hope this article about InVida Financial Network was useful and that you understand a little bit better how selling insurance with this agency works.

I also put together a brand new Insurance Agent Resource that contains answers to different questions that you may have as a new agent. This guide is completely free for you to use. 

And if you’re interested in learning more about my agency, Duford Insurance Group, you can find more information on the FAQ page.

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