Final Expense Telesales Career Onboarding Overview

IMPORTANT:Once you purchase these licenses, you are welcome to continue the contracting and training site registration in Phases 2 and 3. You do NOT need your licenses approved to start contracting and getting training, only *purchased.*

Do NOT Do Phase 2 Until You’ve Completed Phase 1!

IMPORTANT: Watch the video directly below. Then, read everything below to submit your carrier appointments on SuranceBay!

When prompted, ONLY Choose The Following 4 Carriers To Start!

NOTE: There is only *one* SuranceBay link, not two as indicated in the video. Please read below to find the link.

IMPORTANT: When you purchase errors and omissions coverage, make SURE to make the effective date the same day you purchase the policy!

Select the following carriers on SuranceBay: Click here to access (will say David Duford at the top)

• SBLI Final Expense
• AIG/American General (same company – may be listed in SuranceBay as one or the other)
• Trinity/Family Benefit Life
• Guarantee Trust Life (GTL)

Also select 1 carrier:

Prosperity: Click here to request contracting – do NOT use SuranceBay to request contracting for Prosperity Life.

NOTE: If any carriers are locked up, please contact karra@360fgllc.com for alternates.

Please watch the video below for a step-by-step process to create your SuranceBay Account and submit your carriers:

Important Note About Direct Deposit Setup

We are not able to accept starter/convenience checks, deposit slips, or direct deposit forms.

Please submit a voided check with a valid check number, which matches the Account Name, Bank Name, Account Number, and Routing Number in SuranceBay.

If your account does not have checks, please provide a letter from your bank on bank letterhead, signed by a bank officer with their title clearly indicated, stating the bank account owner name, the ABA/Routing number used for direct deposits, and the bank account number and type.

How To Complete AML Training

Many carriers will also require you to complete Anti-Money Laundering Training. See the video directly above for guidance on how to do that.

SuranceBay also has one available for free inside of your account once you’re in the AML section as well you can complete.

Getting Stuck Completing Your SuranceBay Account?

If stuck, go ahead and email karra@360fgllc.com over your email and password you selected on SuranceBay.

We may end up having to log in to get you unstuck, and having your account credentials ahead of time will hasten the process.

Contracting Turnaround Time & Status Checking

NOTE: It takes 2 weeks to fully appoint you AFTER submitting the contracts on SuranceBay.

To get an update on carrier contracting status, please follow the directions here.

Errors And Omissions Insurance

Please go to E&O For Less to purchase E&O insurance if you haven’t already.

Get the plan that is around $30 to $40 a month to meet Prosperity’s minimum requirements.

IMPORTANT: When you purchase errors and omissions coverage, make SURE to make the effective date the same day you purchase the policy!

Commissions Overview

Click the image below to review how commissions work:

Moving Carriers From Another Agency To DIG Agency? Read This NOW:

If your agency will NOT release you: call each carrier individually (regardless of whether they’ve written business or not) to get the following information from the carrier:

1. The date you are eligible to transfer with or without a signed release. Ask when you can transfer without a signed release also in case their current upline won’t give you one.

2. If they need a signed release, make SURE you get the signatures in the correct spot. You sign first, we sign second, and the releasing agency signs last.

3. Once you have that info, email Karra@360fgllc.com – Karra will fill out the correct release forms to send to them to have their current hierarchy sign.

IMPORTANT: If you submit business through your first upline after making these calls, that can change the transfer date that the carrier gave them, and also to wait to submit business through us until all transfers have been confirmed, since that can also affect the transfer window if the transfer hasn’t been processed yet. In other words, do NOT write business with any carrier you’re moving UNTIL you’ve CONFIRMED the carrier has been moved over!

Do NOT Proceed To This Final Step UNTIL You Completed Phase 1 & 2 Above!

Once you’ve completed all the other steps, please click the Skool link below to sign up for our training site:

It usually takes 12 hours or less to authorize your access, so please be patient =).

VERY IMPORTANT: Once signed up for the training site, please review the New Agents, Start Here pinned post at the top of the Community forum. 

You’ll find your next steps in getting trained there.

We look forward to working with you!

Best,
David Duford & The DIG Management Team