Stuck in a Contract but Ready for More? Let’s Talk Solutions

So, you’ve been watching what we’re doing here at The DIG Agency. You’ve seen the culture, the support, the systems, and the success stories. And now, you’re seriously considering joining us.

But—there’s one major thing holding you back:
You’re already contracted with another agency or IMO.

We get it. That’s a common concern, and you’re not the only one in this boat. In fact, it’s probably the most frequent question we get from agents who want to come over to The DIG:

“What if I already have carrier appointments with my current agency?”

Good news: There’s a path forward. And we’re going to break it down step-by-step so you know exactly what to expect and how to make the move smoothly—even if your current agency plays hardball.

First Step: Ask for a Release. (Yes, It’s That Simple—At First)

Here’s your first move:
Ask your current upline if they’re willing to release you from your contracts.

A “release” is an official document that gives you permission to transfer your carrier appointments from your existing agency or IMO over to The DIG Agency. If they say yes—awesome. That’s the cleanest, fastest route to making the move.

Now, if you’re working with a smaller or independent agency, you might be surprised at how easy this is. Some organizations are completely okay with giving releases. They understand it’s your business, your future, and your choice.

BUT—here’s where it gets tricky.
If you’re currently with a “three-letter” IMO (you know who they are), chances are they won’t release you. In fact, most of them flat-out don’t. Their business model is to lock you in and make it hard to leave, even if they’re not delivering what you need.

So if they won’t let you go, what happens then?

Can’t Get a Release? No Problem. You’re Not Stuck.

Here’s the truth:
Even if your current agency refuses to release you, that does not mean you can’t join The DIG Agency.

We’ve been recruiting agents since 2013, and in all that time, less than five agents have ever been in a position where they truly couldn’t move forward with us due to contract limitations.

Let that sink in:
Out of hundreds and hundreds of agents, only five ever ran into a true roadblock.

That means there’s a 99% chance you can get started with us—even without a release.

Here’s how we do it.

The DIG Strategy: Start Fresh with New Carriers (Then Circle Back Later)

If you can’t get released, we’ll simply get you appointed with new carriers—ones you’re not currently contracted with through your existing agency. And the good news is, that’s not a compromise.

There are plenty of top-tier final expense carriers out there. You don’t need 15 or 20 to get going. All you really need is 3 to 5 solid carriers that cover a wide range of underwriting scenarios. That’s enough to serve your clients well and write consistent, profitable business.

At The DIG Agency, we have access to over 25 different final expense carriers, so we’re not short on options. We can get you started immediately with carriers that make sense for your sales style, your market, and your goals.

Once you’re up and running—and after a 6-month waiting period (industry standard)—you’ll be able to move over any other carriers from your previous agency that you still want to use. It’s not ideal to wait, but it’s also not a dealbreaker.

The key takeaway here is:
You don’t have to pause your career or your income just because a release isn’t an option. We’ll help you work around it.

Why This Works: It’s About Results, Not Red Tape

Let’s be honest—many agents worry that starting fresh with new carriers means starting over, or losing momentum.

But here’s the thing:
What’s the real reason you want to leave your current agency in the first place?

Maybe you’re tired of poor support, no leads, no mentorship, confusing comp plans, or having to fight for basic answers. Maybe you’re tired of being “just a number.”

If you’re nodding your head, then starting fresh with The DIG is exactly what you need.
Because here, you’re not alone. You’re not guessing. You’re not stuck on a Zoom call where nobody cares if you succeed.

We give you the systems, the support, and the mentorship to help you win.
Our focus is on putting you in a position to make more sales, earn more money, and build a business that lasts—without the nonsense.

Even with a slightly different carrier lineup, you’ll be able to start producing, building momentum, and earning real money fast.

Don’t Let Fear or Frustration Keep You From Moving Forward

We’ve seen too many great agents stay stuck in underperforming agencies because they didn’t know they had options.

So let us be clear:
You have options. And we’ve got a plan for you.

Whether your current agency releases you or not, we can build a path forward. We’ve done it for countless others, and we’ll do it for you too.

You don’t have to navigate the process alone. We’ll walk you through every step:

• Checking your current carrier contracts

• Identifying which carriers can be transferred and which can’t

• Recommending the right new carriers to get you producing immediately

• Helping you plan for the 6-month window if needed

We’ve done this a hundred times. You don’t have to reinvent the wheel. Just lean on us.

Let’s Get You on the Right Track—The DIG Agency Way

The DIG Agency is more than just a place to hang your license. It’s a movement.

We’re building something different here. A community where agents support each other, where mentorship is real, where training is actually useful, and where you can thrive without selling your soul to a system that doesn’t serve you.

If you’re feeling that pull—if you know there’s more for you than what you’re getting right now—don’t let some outdated carrier contract hold you hostage.

You deserve to grow.
You deserve to win.
You deserve a team that has your back.

And you have it here, at The DIG Agency.

Ready to Talk? Here’s Your Next Step

If any part of this resonated with you, let’s connect.

We’ll review your current setup, figure out your best next move, and show you exactly how to get started with The DIG—even if your current agency says “no.”

There’s a way forward.
There’s a plan.
And we’re here to help you execute it.

So let’s DIG in—and build the business you’ve been dreaming about.

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Thank You For Reading

Thank you for reading. In addition to growing our team, my company also offers products and services to help independent insurance agents increase their production and profitability.

If You’re Looking to Join an Agency

The DIG Agency specializes in helping agents become top producers selling final expense life insurance 100% from home using our free lead system. We provide high-quality training, expert coaching, and the technology tools you need to succeed — whether you want to work part-time or build a full-time career.

As your skills grow, you’ll have the option to transition into a broker role, where you can buy your own leads, earn higher commissions, and even build your own team — all without any forced recruiting or MLM gimmicks.

If you’re serious about building a real career in final expense sales, visit https://www.davidduford.com to learn more. Watch the Overview Video on the homepage to see exactly how our system works.

If You’re Already an Agent and Want Better Leads and Tools

Whether you’re independent or already working with another agency, we can help you get more high-quality leads and streamline your sales process. Here’s what we offer:

• FE Leads Direct
  Order exclusive final expense leads at wholesale pricing through our done-for-you lead management system. These are the same leads our top producers work every day. Learn more at https://www.GetFELeads.com.

• DIG Dialer
  Designed for insurance agents selling any product, the DIG Dialer helps maximize your calling efforts. It’s the same dialer we use at The DIG Agency and has boosted our presentation rate by up to 300% compared to other dialers. If you want more presentations and more sales, visit https://www.digdialer.com for details.

• Final Expense CRM
  If you’re a final expense agent looking for a field-tested CRM to manage your leads and clients, check out Final Expense CRM. Designed specifically for remote sales, it features Grace AI to help pre-set appointments and automate follow-ups to increase your sales opportunities. Try it for free for 14 days at https://www.finalexpensecrm.com.

Wherever you are in your career — new agent, experienced producer, or independent broker — we’ve got the tools, training, and resources to help you sell more, earn more, and build the business you want.