Medicare Contracting Onboarding Overview
Watch this video below *completely* before proceeding
PLEASE FOLLOW EACH STEP IN THE ORDER DESCRIBED BELOW
Step 1: Get AHIP
Step 2: Financial Fraud, Chargebacks, & Vector-One
Please Read ALL Of This Memo BEFORE Proceeding!
For all new agents, you MUST watch the video below AND read the following memorandum on chargebacks, Vector-One, and the aggressive prosecution of financial fraud before proceeding any further with contracting.
Step 3: Identity Verification
Please click the Berbix logo below to begin the cost-free identify verification process (takes no more than 3 minutes to complete).
NOTE: After you submit your Berbix identify verification request, please continue the process in STEP 3. We will NOT follow up regarding the identity verification results unless there is an issue.
Step 4: Required Lead Deposit
Watch this video below *completely* before proceeding:
We require most (not all) agents to pay a refundable deposit fee towards leads. This deposit is refunded as long as you:
- Buy leads within 45 days of joining DIG to sell Medicare, or,
- Sell a policy through Duford Insurance Group within 45 days of paying the deposit.
Experienced agents with a recent history of buying leads are an exception to this requirement. You’ll be requested to send in evidence of a recent lead purchase to bypass this requirement.
1. Pay your $500 refundable deposit using to QR code below OR clicking the link here.
2. Fill out the submission form below acknowledging your refundable deposit:
Are you an exception or think you’re an exception the the $500 refundable deposit requirement? Click here and submit a message to our support team, and we’ll be in touch ASAP.
NOTE: Please do NOT proceed any further UNTIL you have either paid your deposit or have received a confirmed exception from paying your deposit.
Step 5: Begin Medicare Pre-Contracting
Once you’ve paid the refundable $500 deposit fee, click the image below to begin the Medicare Advantage pre-contracting process:
For starting carriers, please watch the following video on carrier selection:
VERY IMPORTANT: Once you complete the pre-contracting, you will receives emails with additional contracting requirements for each carrier.
Please remember to complete those contracting requirements ASAP, and make SURE to check your spam box, as some of those emails end up there.
Any confusion? Call, text, email, or reach out to Julie at email@example.com.
Step 6: Medicare Supplement/Life/Indemnity Carrier Contracting Directions
Here are the steps to successfully complete your carrier contracting below:
- Create your SuranceBay Account (see video below for details).
- Submit appropriate commission levels using the form below.
First, watch the video below on how to setup your SuranceBay Account:
Important Note About Direct Deposit Setup
We are not able to accept starter/convenience checks, deposit slips, or direct deposit forms.
Please submit a voided check with a valid check number, which matches the Account Name, Bank Name, Account Number, and Routing Number in SuranceBay.
If your account does not have checks, please provide a letter from your bank on bank letterhead, signed by a bank officer with their title clearly indicated, stating the bank account owner name, the ABA/Routing number used for direct deposits, and the bank account number and type.
Suggested Carriers To Select
For Medicare Supplement/Life Carriers, choose the following:
- Mutual Of Omaha
For Hospital Indemnity Carriers, choose the following:
- Heartland Life (NOTE: please email Karra@360fgllc.com to request)
- Guarantee Trust Life
NOTE: Please check the carrier state availability guide here to ensure the suggested.
Getting Stuck Completing Your SuranceBay Account?
If stuck, go ahead and email Marty Waters our executive onboarder at firstname.lastname@example.org the email and password you selected on SuranceBay.
Marty may end up having to log in to get you unstuck, and having your account credentials ahead of time will hasten the process.
NOTE: If you’re stuck with ANY Medicare Advantage contracting, please email Julie directly at: email@example.com
VERY IMPORTANT – Do This Task AFTER Submitting Contracting On SuranceBay (NOT Before!)
Once you submit contracting on SuranceBay, you MUST submit commission levels via the form below.
This tells our contracting people what your commission levels are, and alerts them to begin submitting your producer contracts to each carrier.
Click Here For Medicare Supplement, Hospital Indemnity, Home Health Care, and Dental/Vision/Hearing Commissions
For Medicare Advantage commissions, see the grid below:
Step 7: Complete The Commissions And Agent Earnings Confirmation Form
NOTE: It takes 2 weeks to fully appoint you AFTER submitting the contracts on SuranceBay.
If there are ANY contracting questions, please reach out to our Medicare contracting specialist Julie Davis here: firstname.lastname@example.org
Step 8: How To Get Carriers Released To Us
Watch the video below, and go to this link here to learn how to get a release of your MA carriers to move to my agency:
Step 9: Sign Up For Our Agent Newsletter
Assuming you have completed Steps 1 through 8, please add your name to the Duford Insurance Group Agent Newsletter list below.
NOTE: Do NOT complete the form below UNTIL you have completed Steps 1 through 8 above.
FINAL STEP: Join Our Medicare Training Site!
Now that you’ve completed contracting, it’s time to get access to our agent-only Medicare sales training material.
Click the Skool logo to request access:
It usually takes 12 hours or less to authorize your access, so please be patient =).
We look forward to working with you!
David Duford & The 360 Insurance Group Team