Final Expense Face To Face Career Onboarding Overview
Watch this video below *completely* before proceeding
Please Follow Each Step In The Order Described Below
Step 1: Financial Fraud, Chargebacks, & Vector-One
Please Read ALL Of This Memo BEFORE Proceeding!
For all new agents, you MUST watch the video below AND read the following memorandum on chargebacks, Vector-One, and the aggressive prosecution of financial fraud before proceeding any further with contracting.
Step 2: Identity Verification
Please click the Berbix logo below to begin the cost-free identify verification process (takes no more than 3 minutes to complete).
NOTE: After you submit your Berbix identify verification request, please continue the process in STEP 3. We will NOT follow up regarding the identity verification results unless there is an issue.
Step 3: Contracting, Licensing, And E&O
Foresters & AIG/American General Contracting
Please watch the video below for a step-by-step process to create your SuranceBay Account and submit your carriers:
Click The Image Below To Begin SuranceBay Contracting
Important Note About Direct Deposit Setup
We are not able to accept starter/convenience checks, deposit slips, or direct deposit forms.
Please submit a voided check with a valid check number, which matches the Account Name, Bank Name, Account Number, and Routing Number in SuranceBay.
If your account does not have checks, please provide a letter from your bank on bank letterhead, signed by a bank officer with their title clearly indicated, stating the bank account owner name, the ABA/Routing number used for direct deposits, and the bank account number and type.
How To Complete AML Training
Many carriers will also require you to complete Anti-Money Laundering Training. See the video directly above for guidance on how to do that.
SuranceBay also has one available for free inside of your account once you’re in the AML section as well you can complete.
Getting Stuck Completing Your SuranceBay Account?
If stuck, go ahead and email Marty Waters at [email protected] over the email and password you selected on SuranceBay.
He may end up having to log in to get you unstuck, and having your account credentials ahead of time will hasten the process.
Contracting Turnaround Time & Status Checking
NOTE: It takes 2 weeks to fully appoint you AFTER submitting the contracts on SuranceBay.
To get an update on carrier contracting status, please follow the directions here.
VERY IMPORTANT: When prompted, please select:
- General Agent
- 9 months on ISSUE, and,
- A $1000 max advance.
Lastly, make SURE you complete Prosperity’s own AML program. You CANNOT use the AML you completed on SuranceBay, unfortunately.
Typically, getting contracting with Prosperity takes 3 to 5 business days.
If you have any contracting troubles, please reach out directly to Prosperity Life’s agent support email here: [email protected]
Errors And Omissions Insurance
Please go to E&O For Less to purchase E&O insurance if you haven’t already.
Get the plan that is around $30 to $40 a month to meet Prosperity’s minimum requirements.
Step 4: Getting A Release To Move Carriers To Duford Insurance Group
Watch the video below for important details:
Please download and complete the release here – Blank Release Form.
Email the signed release once you get your old upline’s signature.
We’ll send that into the carriers and make sure your release is processed along with your carrier contracts.
Any troubles, reach out to Karra in contracting here for help: [email protected]
Step 5: Agent Newsletter Sign-Up & Agent Earnings Disclosure
Please complete the sign-up form below to add yourself to our newsletter list, and to confirm review of the Agent Earnings Disclosure memorandum.
Step 6: DIG’s Sale & Career Training Website
Once you’ve completed all the other steps, please click the Skool link below to sign up for our training site:
It usually takes 12 hours or less to authorize your access, so please be patient =).
VERY IMPORTANT: Once signed up for the training site, please review the New Agents, Start Here pinned post at the top of the Community forum.
You’ll find your next steps in getting trained there.
We look forward to working with you!
David Duford & The DIG Management Team